Risk Management

Section: IV. ADSV-415
Approved By: Dr. Ivan Harrell, 6/7/19
Last Review: 6/14/19
Last Revision: 4/17/12
Prior Revisions: 6/27/11
Initial Adoption: unknown


It shall be the policy of the College to maintain adequate insurance so that risk to operations is minimized.


The purpose of this policy is to ensure that the college maintains sufficient insurance coverage to address normal operations.

To Whom Does This Policy Apply

This policy applies to all employees at the College.







General Liability

The College will participate through the Risk Management Division (RMD) of the Washington State Department of Enterprise Services in the State’s Self-Insurance Program. This program investigates, processes, and adjudicates tort and sundry claims against the college. General liability insurance through the RMD provides coverage of up to $10 million for each claim arising from general liability and vehicle accidents.

Cyber Liability

The College will maintain policies purchased through the RMD that address coverage of the College in issues related to cyber liability. Cyber liability includes first- and third-party risks associated with the use of computer hardware and software systems, the Internet, networks, mobile computing devices, and other electronic information assets.

Short Term Solvency

In order to ensure the short-term solvency the College will maintain, in addition to the budgeted reserve, a variety of additional policies purchased through the RMD addressing athletics, child care, student malpractice, and student internships.

The College also maintains policies to address boilers, machinery, and master property for buildings with long term debt.

The College will also adopt miscellaneous policies for coverage related to fine art, foreign liability, employee dishonesty, out-of-state workers compensation, and physical damage to specifically identified vehicles.

TCC is self-insured for all other property and building exposure.

The College supports Notary bonds for appropriate College employees as part of his/her required duties.

The College’s Insurance Portfolio is maintained through the Office of the Vice President for Administrative Service.

Upon approval by the President, all College policies will be purchased through the College’s Business Office.

The Vice President for Administrative Services will make a report of current insurance policies to the board on an annual basis.