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Close-up photo of $20 bill and cell phone in the pocket of a pair of jeans.TCC participates in the Direct Student Loan Program.

Direct Loans are low-interest loans for eligible students to help cover the cost of higher education. Eligible students borrow directly from the U.S. Department of Education. Students must be enrolled for a minimum of 6 credits that apply to their degree program.

Direct Subsidized Loans are for students with demonstrated financial need, as determined by the federal regulations. No interest is charged while you are in school at least half-time, as well as during your grace period and during deferment periods.

Direct Unsubsidized Loans are not based on financial need; interest is charged during all periods.

For specific information regarding assessing your debt burden, repayment terms, and loan limits, visit www.studentloans.gov. You can also review the Student Guide, available from our office.


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